“I feel so much better about my kids’ chances in life. I’m better able to provide what they need to thrive” says Erica, a single mother who lives in Boston with her two sons. Nick, grade 10, loves art and Alex, grade 7, plays every sport from baseball to hockey to tennis.

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Employer IDAs

• CFED's Employer IDA Initiatives: A Background Paper includes a description of the benefits and challenges in providing employer IDAs, recommendations from existing employer IDA initiatives, and snapshots of potential employer IDA models. It also contains a study on Returns to Employer Investments in Workforce Skills.

IDAs and Credit Unions

• The National Credit Union Foundation's Guide to IDAs for Credit Unions offers IDA background information, case studies, and steps to operationalizing an IDA program at a credit union. May also be applicable to other financial institutions.

Assets and Specific Populations

• Financial Education In Native Communities: A Briefing Paper (2003)
• Opportunities for Change: Asset Building Demonstration Projects in Disability Communities (2004)

Assets and State & Federal Policy

• Promoting Economic Security for Working Families: State Asset-Building Initiatives (2005)
• IDA State Policy Brief: IDAs And Public Assistance Asset Limits (2004)
• IDA State Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit (2004)
• Hidden In Plain Sight: A Look At The $335 Billion Federal Asset-Building Budget (2004)
• Federal IDA Briefing Book: How IDAs Affect Eligibility For Federal Programs (2002)

IDAs and Financial Institutions

• FDIC Report Highlights Business Case for Banks to Offer Individual Development Accounts

Other Assets Research

• Assets and Opportunities Scorecard (2005)
• Saving Performance in the American Dream Demonstration (2002)
• The Return of the Dream: An Analysis of the Probable Economic Return on a National Investment in IDAs This monograph attempts to analyze IDAs in investment terms, develop a framework for assessing the likely risks and returns of a national investment in IDAs, and use the best available data and experience to project the likely return on this investment.