featured story

dennis_matthews

Dennis Matthews’ life is unrecognizable since he enrolled in the IDA program. In 1999, Dennis was $10,000 in debt, had lost his job and had taken a new job with a 45% salary reduction. “I was in so much trouble,” he says. “The cost of living was so high.”

Read full story >
Read all stories >

Donate to CFED >

CFED Video

Ideas in Development

CDA Resource Library

From Piggy Banks to ProsperityThese resources come from the SEED Initiative and other IDA and financial education programs across the country. While these are important resources in their own right, they are also included here because they are referenced in CFED’s publication From Piggy Banks to Prosperity: A Guide to Implementing CDAs (September 2008) 

Since this is an emerging field, these resources are not yet considered  "best practices" by CFED or SEED, but nonentheless represent wisdom from practice and may prove useful in designing and  implementing a CDA program. This list is a work in progress and will continue to be updated as new resources become available. The resources are organized below based on the Table of Contents of the Guide to Implementing CDAs.

Additional resources from CFED's IDA Program Design Handbook can be found here

Section A: Introduction
Chapter 1: About CDAs
   
Chapter 2: Getting Started

         Evaluation
   
Section B: Program Structure  
Chapter 3: Target Population and Recruitment
Sample documents:
Chapter 5: Financial Institutions
Chapter 6: Savings Incentives
Chapter 7: Asset Limits
Chapter 8: Financial Education
        Standards
         Curricula
  • Hands on Banking (available in English and Spanish), an interactive, online introduction to the banking system
  • Building Native Communities: Financial Skills for Families,  a unique tool to help Native American families build on their own knowledge and develop personal financial skills while embracing Native traditions and values
  • MoneySKILL, an online course targeted to high school students, consisting of 34 "how to" modules on income, money management, spending and credit, and saving and investing, with two real-life simulations which allow the creation of a personal financial plan
         State Policy
        Additional Resources:
Chapter 9: Outreach, Participation, and Retention
Section C: Program Management
Chapter 10: Account Management
Chapter 11: Fundraising and Budgeting
Funding