“For too long, people with disabilities have been relegated to the margins of society,” exclaimed Megan O’Neil, Access to Assets Project Coordinator at the World Institute on Disability (WID). “Asset-building programs give people the support, selfconfidence, and opportunity to become economically self-sufficient and truly integrated into society.”
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Introduction to Asset Policy
State policies can provide opportunities for families to build assets and safety nets to protect what they’ve already got. In some cases, state policies can also impede families’ efforts to be financially secure. In addition to providing information on 38 state policies, all of which are currently being implemented to some extent in at least one state, the 2007-2008 Assets and Opportunity Scorecard highlights and evaluates 12 state policies that fundamentally affect this picture. By highlighting 12 of the 38 policies, the Scorecard puts forth clear recommendations for what state policymakers can and should do to provide financial security and opportunity.
Core Policies
The 12 policies are drawn from the five categories in the Scorecard: Education, Homeownership, Health Care, Business Development and Financial Security. None of these policies alone is the silver bullet, but each is a piece of the assets puzzle. Together these policies form the core of a positive asset agenda and states should use these 12 policies as the starting point to pursue those policies that reflect the particular needs of the state.
UPDATED POLICY DATA AVAILABLE!
CORE POLICY RATINGS ACROSS THE STATES [Summary PDF]
- Asset Limits for Public Benefit Programs
Policy Brief pdf | Resource Guide pdf - Curbing Predatory Lending
Policy Brief pdf | Resource Guide pdf - Expanded Coverage for Medicaid and SCHIP
Policy Brief pdf | Resource Guide pdf - Housing Trust Fund
Policy Brief pdf | Resource Guide pdf - Incentives for College Savings
Policy Brief pdf | Resource Guide pdf - Microenterprise Support
Policy Brief pdf | Resource Guide pdf - School Spending Fairness
Policy Brief pdf | Resource Guide pdf - State Earned Income Tax Credit
Policy Brief pdf | Resource Guide pdf - State Supported Preschool
Policy Brief pdf | Resource Guide pdf - Support for Community Development Lenders
Policy Brief pdf | Resource Guide pdf - Support for IDA Programs
Policy Brief pdf | Resource Guide pdf - Tax Expenditure Report
Policy Brief pdf | Resource Guide pdf
Additional Asset Policies
The Scorecard provides information on 26 additional state policies, all of which are currently being implemented, to some extent, in at least one state. As a complement to the 12 core policies, these additional state asset policies provide a comprehensive policy framework for creating a positive state asset-building and asset-protection environment.
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